Archive for the ‘Personal Finance’ Category

5 Things You Didn’t Know About Retiring

Retirement. It happens to everyone, but not everyone is prepared. We agree with Jonathan Clements, when he said,
“Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money.”
He hit the nail right on the head; retirement can be a [...]

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4 Steps to Reduce Paper Receipt Clutter

Now that you’ve be swayed by the numerous benefits listed in yesterday’s post, you’re wondering how to take that first step into organizing all of your paper receipts so that they’re all in place and in order. The more organized your receipts are, the quicker you can find purchases and monitor your spending habits.

Step 1:
Establish [...]

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Resolve Your Receipt Nightmares

You’re probably wondering, “Why should I save my receipts?” 
They’re cumbersome in large numbers. They seemingly multiply in wallets, pockets, purses, car compartments — you name it. And not to mention they’re not visually appealing (the mundane black/white color scheme can get a bit stale), especially those ridiculously long receipts you get after visits to the [...]

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The Groundwork for Managing Data

With all the craziness accompanied by life, it is inevitable that the volume of incoming data in your daily activities will increase. And with each piece of information that gets thrown your way, you’ve realized the importance of organizing data to keep your life manageable.
So what exactly is data management?
Data management is the process of [...]

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Simple Ways to Make Tax Day Bearable

There’s always one date in mind as people welcome the new year. And that fateful day is April 15, also known as Tax Day. But rather than dreading this day and viewing it as a “deadline,” we’d prefer to greet it with open arms and treat it as an opportunity to improve the way we [...]

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Financial Resolutions You Should Uphold for 2012

The year of 2011 was volatile to say the least. Looking back, you notice opportunities you could have taken to save, budget, or invest your money. Well, fortunately for you, you can apply what you’ve learned to this New Year and change the way you handle your finances.
We second Clarion Ledger, a Gannett Company, when they said:
Unfortunately, [...]

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What to Avoid During the Holidays

Shopping and eating –  two aspects of Christmas that are both fun, yet inevitable. However, one wrong move and you could coil into holiday mayhem. If you eat too much of a delectable, but unhealthy food, you may just have to take the bench on the holiday festivities. Likewise, if you make an unwise online [...]

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Part 3: Wildfires – The Road to Personal Financial Recovery

It’s not enough to have your physical belongings recovered — now that the wildfire is over, you have to take into account the expenses you’ll be confronting due to damages and repairs. As you’ll see below, some of these payments made by you may be eligible for deductions, so it’s critical that you educate yourself [...]

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The Basics of Estate Planning

As CNN Money sees it:
 estate planning involves deciding how you want your assets distributed after you die (or become unable to make your own financial decisions)
For the folks at National Network, estate planning meant:
having a will that would go through probate and, if a person was married, titling property jointly with a spouse. It conjured [...]

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What to Do With Loose Change

We bet the majority of you have tons of coins in your wallet, awaiting on you to give meaning to their monetary lives. Let’s face it — coins tend to be overlooked and neglected, which then leads to a compilation of spare change in your back pocket.  We’ve found a handful of ways (some unconventional) [...]

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